In Indore, a quiet revolution is unfolding. It’s not about flashy ads or grand campaigns, but about using technology and empathy to give people a real chance at financial stability and growth.
From Adversity to Ambition
Piyush Nagar faced immense challenges from a young age. Losing his father at 8, he sold ice candies to support his family. Despite these hardships, he pursued education relentlessly, became an engineer, and founded Sixth Sense IT Solutions, serving over 4,000 clients globally.
Yet one question lingered:
Why are honest Indians repeatedly denied loans simply due to low credit scores?
A Transformative Discovery
While working on a rural project, Piyush realized that out of 1,00,000 loan applications, nearly 99,300 were rejected due to poor credit scores. These people were not dishonest — they simply lacked guidance on how to improve their financial health.
This revelation inspired him to create a platform that could truly make a difference.
The Creation of Credit Samadhaan
Credit Samadhaan is an AI-driven platform that reviews credit reports, detects errors, and provides step-by-step guidance to improve credit scores. Many users see results in as little as 45 days.
But technology alone was not enough.
Credit Kendras – Real Help, Real People
To make support accessible across India, Credit Samadhaan Kendras were established in 18 states. Staffed with trained Credit Coaches, these centers guide farmers, small business owners, shopkeepers, and families through the process of credit repair.
These Kendras also:
- Spread financial literacy in local communities.
- Train locals as Credit Coaches, creating jobs.
- Help people regain access to loans and financial opportunities.
Beyond Numbers – Transforming Lives
Low credit scores do more than block loans:
- Farmers struggle to secure funds for seeds or equipment.
- Small businesses miss opportunities to grow.
- Families pay higher interest rates on home loans.
Credit Samadhaan restores more than credit — it restores confidence, dignity, and hope.
Recognition and Growth
The initiative has received support from IIM Ahmedabad, IIM Bangalore, and STPI, won awards like Octane 5.0 and Bharat Pitchathon, and was listed among the Top 50 Social Enterprises by Tata Social Challenge.
With investment from Inflection Point Ventures, Credit Samadhaan is expanding rapidly, reaching more communities and impacting more lives every day.
A Mission Close to the Heart
For Piyush, this is more than a business. Financial rejection affects confidence, opportunities, and mental well-being. His mission is to:
- Reduce financial stress.
- Prevent debt-related despair.
- Give people a second chance at life and growth.
Looking Ahead
With 1,000+ clients and 464 partners, Credit Samadhaan is growing fast, aiming to empower millions of Indians so that no one feels helpless because of a low credit score.
A Story of Hope and Renewal
This is more than a company; it’s a movement.
Through Credit Samadhaan, Piyush Nagar demonstrates that technology, guided by empathy, can restore trust, rebuild lives, and open doors to brighter futures.
👉 Learn more at: [www.creditsamadhaan.com]
